ACCOUNT_FIRST_NAME ACCOUNT_LAST_NAME
ACCOUNT_ADDRESS_SINGLE_LINE
ACCOUNT_PHONE_NO ACCOUNT_EMAIL
To ,
10 April 2025
Dear [Mr / Mrs / Ms] ,
In reply to your letter, I am sorry that we were not able to allow payment against your cheque number . The reason why the payment of the cheque is refused is that .
To honour your cheque would have created an overdraft and in the absence of a previous arrangement, I am afraid we could not grant credit for such a sum.
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